The Banking efficiency ranking (further on - ranking) was elaborated based on the results of 2008 published by Commercial Banks of Moldova. For 2008 the ranking had some important changes.

The Banking Efficiency Ranking, 2008

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Position	Bank's name	Total Income, lei	Net Income, lei	ROE, %	ROS, %	Assets turnover, times	Value in ranking, points
1	Moldova Agroindbank	1 228 359 394	286 582 516	25.61	23.33	0.173	2.216
2	Victoriabank	856 787 998	225 702 321	33.70	26.34	0.180	2.030
3	Banca de Economii	668 237 299	210 735 719	29.45	31.54	0.203	1.935
4	Moldindconbank	737 514 560	87 208 147	19.51	11.82	0.179	1.230
5	Eximbank SA Gruppo Veneto Banca	498 297 265	113 231 283	14.05	22.72	0.155	1.220
6	BCR Chisinau	208 910 832	68 029 947	25.52	32.56	0.124	1.211
7	EuroCreditBank	53 885 761	23 423 645	15.90	43.47	0.253	1.187
8	Banca Sociala	385 878 552	63 474 738	18.67	16.45	0.177	1.038
9	Mobiasbanca- Groupe Societe Generale	549 669 760	70 753 333	14.60	12.87	0.173	1.033
10	Energbank	222 860 823	45 209 938	21.90	20.29	0.188	1.018
11	Banca de Finante si Comert	318 625 580	58 272 606	17.87	18.29	0.183	1.013
12	Unibank	106 120 530	22 872 568	11.57	21.55	0.191	0.784
13	Comertbank	58 692 650	14 950 671	9.11	25.47	0.124	0.682
14	Investprivatbank	258 788 880	6 734 500	4.18	2.60

ROS = Net Income / Total Income * 100%

ROE = Net Income / Average equity* 100%

Assets turnover = Total Income / Total average assets